Financing your roof project.
If your home needs roof repairs or a new roof, it can't wait — the next monsoon storm could turn a small problem into a leak inside your home. To help local homeowners, KY-KO offers flexible financing on approved credit so you can get the work done today. No waiting, no further damage, just solid work from a trusted local team.
Current financing offers.
Three loan options through Regions Bank, all on approved credit. Click apply to start your pre-qualification — it only takes a few minutes and won't affect your credit score.
12-Month Same-As-Cash
Pay it off in 12 months and owe zero interest.
Get the roof you need today and pay it off with no interest if the balance is settled within 365 days of first disbursement.
- No interest if paid in full within 12 months
- First payment not due for 365 days
- Same-day decisions on approved credit
See loan disclosure
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
8.99% APR · 5-Year Loan
Low fixed rate, 60 manageable monthly payments.
A great fit when you want the lowest monthly rate and predictable payments over five years.
- 8.99% fixed APR on approved credit
- 60 fixed monthly payments
- No prepayment penalties
See loan disclosure
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
9.99% APR · 10-Year Loan
Stretch your payments over 10 years for maximum flexibility.
Keeps the monthly payment small so a new roof fits comfortably into your budget.
- 9.99% fixed APR on approved credit
- 120 fixed monthly payments
- No prepayment penalties
See loan disclosure
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
How financing works with KY-KO.
A real roofer walks your roof and shows you exactly what needs to happen — no pressure, no obligation.
Choose the offer above that fits your budget. We'll walk you through every detail in plain English.
Apply in a few minutes through our lender partner Regions Bank. Most decisions come back the same day.
Let's get started.
Get more information about financing, or schedule a free roof checkup and we'll walk you through your options on the spot.